Privacy Policy

1. Information We Collect

PayAI Guardian collects information necessary to provide AI-powered fraud protection services. This includes:

• Identity Data: Full name, email address, and social login identifiers (Google, Apple, Microsoft).
• Transaction Data: Details of payments processed through our shield to identify patterns of fraud.
• Technical Data: IP addresses, browser types, and device identifiers used for security auditing.

2. How We Use AI Processing

Our proprietary AI models analyze transaction data in real-time. This processing is strictly limited to:

• Identifying anomalous behavior that suggests compromised credentials.
• Preventing unauthorized fund transfers through behavioral analysis.
• Improving the accuracy of our guardian shield without compromising individual privacy.

3. Data Security & Storage

We employ blockchain-grade encryption (AES-256) for all stored data. Your sensitive information is never shared with third parties for marketing purposes. Access is strictly controlled through multi-factor authentication and real-time monitoring.

4. Your Rights

You have the right to access, export, or request the deletion of your personal data at any time. You can manage these settings directly from your dashboard or by contacting our security team.